Terms & Conditions
DentalInsuranceForSeniors.org
Effective Date: December 2025
Last Updated: December 13th, 2025
These Terms & Conditions govern use of DentalInsuranceForSeniors.org (“Website”), owned and operated by ZRN Health & Financial Services LLC.
Website Purpose & Disclaimers
DentalInsuranceForSeniors.org is an independent educational and lead-generation website focused on dental insurance topics for older adults.
- Not affiliated with Medicare or CMS
- Not endorsed by any government agency
- Does not provide insurance directly
- Does not guarantee coverage or pricing
Informational Use Only
Content is provided for general informational purposes and is not professional insurance advice.
User Conduct
You agree to use the Website lawfully and provide accurate information.
Intellectual Property
All Website content is owned by ZRN Health & Financial Services LLC and protected by law.
Limitation of Liability
We are not liable for damages resulting from use of this Website or reliance on its content.
Third-Party Links
We are not responsible for third-party websites or services linked from this Website.
Indemnification
You agree to indemnify and hold harmless ZRN Health & Financial Services LLC from claims related to Website use.
Governing Law
These Terms are governed by applicable U.S. laws.
Modifications
We may modify these Terms at any time.
Contact Information
Sending an e-mail request to info@Dentalinsuranceforseniors.org
Russell Noga is a Dental Insurance Educator who writes informational content focused on helping consumers understand dental insurance coverage, benefits, and common plan features. His work emphasizes clear explanations of preventive care, basic and major services, waiting periods, provider networks, and plan limitations. Content is reviewed periodically to ensure clarity and accuracy and is based on publicly available sources. Information may change over time as plan details, availability, and coverage options are updated.